PHD Financial works closely with clients to ensure they are well positioned to get financed by providing thorough and professional review of all necessary paperwork at no additional cost.

Our know-how and experience results in a comprehensive loan package, expedited loan processing, and ultimately a quick close.

Our Promise

Our Promise

If we can fund your deal, we say YES in 48 hours or less after we receive your completed application.

Direct Lending

Direct Lending

Our strong lender relationships and product knowledge allow for leveraging the best loan for you.

we deliver

We Deliver

Very fast and flexible financing, with a focus on small to mid-size businesses.

fast approvals

Fast Approvals

At PHD Financial, we work quickly. Term sheets are provided same-day, commitment letters in less than a week, and closings proceed right after receipt of appraisal and title work.

As the premiere provider for small business financing, PHD Financial will determine the loan product that fits your goals. With a wide range of loan types and the ability to overcome nearly all “red flags,” PHD Financial is uniquely suited to fund the best loan for your business.


Conventional Financing

For low or fixed interest rates

SBA (7a)

SBA (7a)

Fixed or variable rate

SBA 504 – 25 Year Loans

SBA 504

Low down payments
Low monthly payments

USDA – Fixed Interest

USDA - Fixed Interest

For businesses in a rural area

Bridge and Hard Money

Hard Money

For quick funding
Loans closed within two weeks

CMBS and Life Loans

CMBS and Life Loans

Non-recourse Loans

We provide financing and consulting services for many categories of small to midsize businesses and commercial real estate.

For more information, call and speak with one of our loan specialists.
They can answer any questions and assist you through the funding process.