WHO WE ARE
PHD Financial LLC was founded by Paul Darrow after many years as an independent consultant to business-owners, primarily in the hospitality industry. There was a great need by franchise and independent business owners for financial consult and debt restructure. We chose to create a niche business that could both advise and consult on financial issues, and work as a liaison between business and property owners and their lenders to make finance, refinance, and debt restructure negotiations a more seamless- and effective-process.
Today, PHD Financial and its subsidiaries PHD Realty and PHD Mortgage, provides over thirty years of expertise in commercial and residential finance, real estate brokerage, debt restructure, and business consultation.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
We are committed to focus on each client’s individual circumstance and need, and develop a plan for measurable results, successful transactions and future profitability.
With over 30 years of extensive experience in crisis management consulting, debt restructure, and generating new financing for commercial real estate, hotels, hospitality, food manufacturing, and distribution companies, our understanding of operations enables us to be highly successful in re-negotiating existing debt with banks, SBA, USDA, and the Treasury, as well as providing new sources of funds for our clients.
PHD Financial’s services have proven to be invaluable to the hospitality community through educational seminars in partnership with several trade associations. Our successful work with hundreds of hoteliers over the years, has made PHD Financial the go-to firm for financing and franchise negotiations. PHD Financial is the preferred lender for several franchise brands.
Paul Darrow | Founder / President
For more information, call and speak with one of our specialists.
They can answer any questions and assist you with financing, consulting and listing or buying a property.